Optimaliasi Kartu Digital Santri Sebagai Literasi Dan Inklusi Keuangan Syariah Di Ponpes Al Rosyid Bojonegoro

Abstract

Islamic financial literacy and inclusion play an important role for students in choosing and using financial service products according to their needs. The Santri Digital Card is an effort to increase Islamic financial literacy and inclusion among Al Rosyid Bojonegoro Islamic boarding schools. The purpose of this study is to find out the implementation of the student digital card implemented by the Al Rosyid Bojonegoro Islamic Boarding School. And to find out the optimization of student digital cards as Islamic financial literacy and inclusion. The research methodology uses a qualitative approach. The primary data sources are the management of the boarding school, students, and guardians of the students. Meanwhile, secondary data sources are in the form of documents related to student digital cards. Data Collection Techniques by Documentation, Observation, Interviews. The results of this study show that the implementation of the Santri Digital Card is implemented at the Al Rosyid Bojonegoro Islamic Boarding School through a collaboration between Islamic Boarding School, Bank BSI and PT TKI. Santri can use the Santri Digital Card for transaction activities in the cottage. The Santri Digital Card provides education and training on Islamic financial management, so that students and guardians can understand and apply the principles of Islamic finance. In addition, it also assists students and guardians of Al Rosyid Bojonegoro Islamic Boarding School in making financial decisions in accordance with religious values and Islamic law and facilitates all transaction activities and security in financial management.